{"id":16209,"date":"2025-06-17T14:57:48","date_gmt":"2025-06-17T14:57:48","guid":{"rendered":"https:\/\/zedex.co.in\/vipulp\/?post_type=product&#038;p=16209"},"modified":"2025-06-17T14:57:51","modified_gmt":"2025-06-17T14:57:51","slug":"financial-literacy-as-per-nep-2020","status":"publish","type":"product","link":"https:\/\/zedex.co.in\/vipulp\/product\/financial-literacy-as-per-nep-2020\/","title":{"rendered":"Financial Literacy (As per NEP 2020)"},"content":{"rendered":"<h1><strong>SYLLABUS<\/strong><\/h1>\n<p><strong>MODULE &#8211; I:<\/strong><\/p>\n<p><strong>(1)\u00a0\u00a0\u00a0\u00a0 Financial Products:<\/strong><\/p>\n<ul>\n<li>Introduction to Saving, Management of Spending and Financial Discipline, Banking Products and Services, 5Cs for Credit: (Character, Capacity, Collateral, Capital and Conditions), Credit Information Organizations and Credit Score.<\/li>\n<li><strong>Investment Opportunity and Financial Products, Insurance:<\/strong> Life and Non-Life Insurance including Medical Insurance Scheme. Power of Compounding and Rule of 72 Concept of Risk and Return National Pension System and Retirement Planning Estate Planning, Importance of Nomination, Will and Power of Attorney.<\/li>\n<\/ul>\n<p><strong>(2)\u00a0\u00a0\u00a0\u00a0 Financial Planning and Management:<\/strong><\/p>\n<ul>\n<li>Financial Planning, SMART Financial Goals, Budgeting, Introduction to Basic Tax Structure in India, Aspects of Personal Tax Planning (Exemptions and Deductions for Individuals) e-filing, Digitalization of Financial Transactions: Debit Cards, Credit Cards, Net Banking; UPI, Digital Wallets, and Digital Currency.<\/li>\n<li><strong>Financial Frauds: <\/strong>Investment Frauds, Lottery Frauds, Marketing Frauds, Credit Card Frauds Government Scheme for Various Savings, Investment Options, Case Studies on Financial Frauds in India.<\/li>\n<\/ul>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>MODULE &#8211; II:<\/strong><\/p>\n<p><strong>(3)\u00a0\u00a0\u00a0\u00a0 Financial Services from Post Office and Insurance Services:<\/strong><\/p>\n<ul>\n<li><strong>Post Office Savings Schemes: <\/strong>Savings Account \u2013 Recurring Deposit \u2013 Term Deposit \u2013 Monthly Income Scheme \u2013 Kissan Vikas Patra \u2013 NSC \u2013 PPF \u2013 Senior Citizen Savings Scheme \u2013 Sukanya Samriddhi Yojana\/Account \u2013 Indian Post Payments Bank \u2013 Money Transfer \u2013 Money Order.<\/li>\n<li><strong>Insurance Services:<\/strong> Life Insurance \u2013 Life Insurance Policies \u2013 Term Insurance and Endowment Policies \u2013 Pension Policies \u2013 Health Insurance Plans \u2013 ULIP \u2013 Property Insurance \u2013 General Insurance \u2013 Types, Postal Life Insurance Schemes \u2013 Housing Loans \u2013 Institutions providing Housing Loans, <strong>Pradhan Mantri Awas Yojana:<\/strong> Rural and Urban.<\/li>\n<\/ul>\n<p><strong>(4)\u00a0\u00a0\u00a0\u00a0 Personal Tax &amp; Valuation:<\/strong><\/p>\n<ul>\n<li>Introduction to Basic Tax Structure in India for Personal Taxation, Aspects of Personal Tax Planning, Exemptions and Deductions for Individuals, e-filing.<\/li>\n<li>Time Value of Money, Present Value, Internal Rate of Return, Bonds Returns, Returns from Stocks, Annuity Techniques of Discounting.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<h3>FYMCOM &#8212; SEMESTER &#8211; II<\/h3>\n<h2>Author: Savita Bodke<\/h2>\n<h2>FIRST EDITION<\/h2>\n","protected":false},"featured_media":15352,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"product_brand":[],"product_cat":[1288,1281,1280,1145,1287],"product_tag":[],"class_list":{"0":"post-16209","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-banking-finance-group-semester-ii-f-y-m-com-part-i","7":"product_cat-f-y-m-com-part-i","8":"product_cat-m-com-nep-2020","9":"product_cat-post-graduation-courses","10":"product_cat-semester-ii-f-y-m-com-part-i","12":"first","13":"instock","14":"shipping-taxable","15":"purchasable","16":"product-type-simple"},"acf":[],"_links":{"self":[{"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/product\/16209","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/types\/product"}],"replies":[{"embeddable":true,"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/comments?post=16209"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/media\/15352"}],"wp:attachment":[{"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/media?parent=16209"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/product_brand?post=16209"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/product_cat?post=16209"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/product_tag?post=16209"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}