{"id":16081,"date":"2025-06-17T14:57:02","date_gmt":"2025-06-17T14:57:02","guid":{"rendered":"https:\/\/zedex.co.in\/vipulp\/?post_type=product&#038;p=16081"},"modified":"2025-06-17T14:57:04","modified_gmt":"2025-06-17T14:57:04","slug":"personal-financial-planning","status":"publish","type":"product","link":"https:\/\/zedex.co.in\/vipulp\/product\/personal-financial-planning\/","title":{"rendered":"Personal Financial Planning"},"content":{"rendered":"<h1><strong>SYLLABUS<\/strong><\/h1>\n<p>&nbsp;<\/p>\n<p><strong>(1)\u00a0\u00a0\u00a0\u00a0 Personal Financial Planning Process:<\/strong><\/p>\n<ul>\n<li>Establish and Define the Relationship with the Client<\/li>\n<li>Collect Client\u2019s Information<\/li>\n<li>Analyse client\u2019s financial status, Risk Profile and Determine Financial Goals<\/li>\n<li>Develop Financial Planning Recommendations and Present them to the Client<\/li>\n<li>Implement Client\u2019s Financial Planning Recommendations<\/li>\n<li>Monitor and Review the Client\u2019s Situation<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>(2)\u00a0\u00a0\u00a0\u00a0 Personal Financial Statement Analysis:<\/strong><\/p>\n<ul>\n<li>Cash inflows and outflows \u2013 Cash Management<\/li>\n<li>Income and expenditure statement<\/li>\n<li>Budgeting and forecasting<\/li>\n<li>Monitoring budgets and provisions for savings<\/li>\n<li>Personal Balance sheet and Net Worth<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>(3)\u00a0\u00a0\u00a0\u00a0 Financial Mathematics:<\/strong><\/p>\n<ul>\n<li>Calculation of Returns-Nominal Rate of Return, Effective Rate of Return, Internal Rate of Return, and Compounded Annual Growth rate (CAGR), Real Rate of Return, Rate of Return after adjusting taxes, Analysis of Return.<\/li>\n<li>Time Value of Money<\/li>\n<li>Loan Calculations<\/li>\n<li>Total Asset, Net Worth and Financial Ratios<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>(4)\u00a0\u00a0\u00a0\u00a0 Investor Psychology:<\/strong><\/p>\n<ul>\n<li>Value investing and Behavioural Finance<\/li>\n<li>Role of emotions in finance decision making \u2013Common errors<\/li>\n<li>Skewness of Asset Allocation due to cultural or historical bias<\/li>\n<li>Basic investment style and its drawbacks<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<h3>SYBFM &#8212; SEMESTER &#8211; IV<\/h3>\n<h2>Author: Farhat Fatma Shaikh<\/h2>\n<h2>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Jennie Prajith<\/h2>\n<h2>THIRD EDITION 2023<\/h2>\n","protected":false},"featured_media":15214,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"product_brand":[],"product_cat":[1047,1244,1110,1119],"product_tag":[],"class_list":{"0":"post-16081","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-bfm","7":"product_cat-elective-semester-iv-s-y-bfm","8":"product_cat-s-y-bfm","9":"product_cat-semester-iv-s-y-bfm","11":"first","12":"outofstock","13":"shipping-taxable","14":"purchasable","15":"product-type-simple"},"acf":[],"_links":{"self":[{"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/product\/16081","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/types\/product"}],"replies":[{"embeddable":true,"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/comments?post=16081"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/media\/15214"}],"wp:attachment":[{"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/media?parent=16081"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/product_brand?post=16081"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/product_cat?post=16081"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/zedex.co.in\/vipulp\/wp-json\/wp\/v2\/product_tag?post=16081"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}